If you want to insure your family members separately, you can insure up to 4 adults and 4 children together. If you opt for a family floater option (all family members under one policy), you can insure a maximum of 2 adults and 3 children.
You can insure your dependent family members, such as your spouse, parents, and children.
Yes, the premium paid for health insurance policies qualifies for deduction under Section 80D of the Income Tax Act 1961.
We need the date of birth of every family member to provide you with an accurate premium for the same.
If you haven't bought the policy yet, you can re-calculate the premium basis the correct date of birth. In case you have already purchased the policy, then please contact us on our toll-free number 1 800 266 4545 to correct the date. Please remember that this could attract a change in the premium.
Yes, the date of birth has an impact on the premium you pay. The date of birth allows us to evaluate a policy and quote the premium accordingly.
You can buy health insurance for an individual who is maximum 65 years of age.
This depends on your age and family composition. If you are young, without any dependents, we would suggest you go for a lower sum insured. But, if you have dependent parents and children, we would suggest you go for a higher sum insured.
As the name suggests, a family floater plan allows you to insure your family under one policy and the entire family shares the sum insured opted. In case of an individual plan, each family member will have a separate sum insured for them to utilise.
In case you want to buy an individual plan for your family members, the minimum age is 5 years and maximum age is 25 years. And if you want to buy a family floater plan, then the minimum age is 91 days and the maximum age is 25 years.
While we calculate your premium, please provide us with your details so we can serve you better.
not share your details with anybody.
We require your details to share important information about your quote and policy with you. Having your contact details in our records will also help us serve you better.
You can call on our toll-free no. 1800 266 4545 or chat with our online expert or leave your phone number here and we will call you back.
Yes, you can buy health insurance online, and the policy can be issued to you in real-time based on the merits of the health declarations made by you.
Typically, you are not required to submit any documents to buy health insurance online. If we feel there is a need to analyse your health, then we may ask for a few documents.
The amounts displayed below indicate the premiums that have to be paid every year. To learn more about each plan, click on the premium amount.
Yes, the premium is inclusive of service tax, swachh bharat cess and krishi kalyan cess.
Yes, the premium paid for health insurance policies qualifies for a deduction under Section 80D of the Income Tax Act 1961.
Please click here to view the claims process.
Kindly click here to check if the hospitals around your home are a part of our network.
You will be taken to the next stage of buying where you only have to fill the form and make the payment to get the policy.
Select a model from our most popular options
Verito Vibe CS
Jazz 1.5 i DTEC
It’s possible that we aren’t currently providing cover for the vehicle you have specified. For more information, kindly contact us by calling our toll-free number 1 800 266 4545
Don’t worry, even if your car is not one that is currently available in the market, this won’t have any negative impact on your policy, claims, servicing or renewals.
For more details, please feel free to call our toll-free number 1800 266 4545, or leave your contact details here and a representative will get back to you soon.
For accurate information about your model and variant, check your RC (Registration Certificate) copy.
Your car model and variant will be used as the basis for us to provide you with a premium quote. If you have entered incorrect car model and variant details, do not worry, it still can be rectified. However this could lead to a change in the amount quoted as your premium.
Your car model and variant will be used as the basis for us to provide you with a quote for your premium. If you have entered the incorrect car model and variant, do not worry, it can be rectified, but this could lead to a change in the amount quoted as your premium.
RTO stands for Regional Transport Office, and every car is registered at an RTO. If your car was registered in Thane, then your RTO location is Thane.
For us to provide you with an accurate premium, we need to know where your car is registered. So, if your car was registered in Delhi, but you currently use the vehicle in Mumbai, you need to enter Delhi as your RTO location.
If your RTO location or city is not present, you can select the nearest city available in the list, and we will provide you a quote accordingly. For more information, kindly call us on our toll-free number 1 800 266 4545
Yes, the premium for your car insurance is calculated keeping a number of factors in mind, and the city in which the car is registered is one of these factors.
Enter either Registration or Invoice date
Your car’s registration date will be recorded in your RC.
If your car isn’t registered yet, we can provide you with a premium quote based on the invoice date of your car.
The invoice date is the date on which your car was billed with the car manufacturer.
Your registration date is the date on which your car is registered with the RTO, while your invoice date refers to the date on which your car was billed with the car manufacturer.
You needn't worry if your policy has already expired, you can still buy insurance from us. We will carry out an inspection of the car before collecting the premium from you, depending on what the expiry date of your previous policy was.
Vehicle inspection is only required if your car insurance policy has already expired. The inspection helps us to identify if there is any existing damage to the car. This in turn helps us to process your claims, if any, without any hassle.
To arrange a time and date for the car inspection, one of our call centre executives will get in touch with you. The time will be arranged according to your availability and convenience.
Made a claim in the past
Not Made a claim in the past
You need to declare any claims made with your previous insurer in the current insurance policy, as it will impact the calculation of the No Claim Bonus percentage.
Yes, a past claim will have an impact on the calculation of the No Claim Bonus percentage.
As the name suggests, a No Claim Bonus is the reward you receive for not making a claim in the preceding year. The bonus can range from 20% to 50%.
You can refer to your previous insurance policy for details on the No Claim Bonus percentage. This information will be provided by your previous insurer.
The No Claim Bonus percentage is calculated depending on the claims you have made in the previous year.
Your contact details will allow us to share important information pertaining to your quote/policy with you, and will help us serve you better.
You will only be called if you have any trouble transacting on our website.
IDV stands for Insured Declared Value. IDV is the current market value of your vehicle, and is the amount you will receive if the car is totally damaged, or in case of theft.
Yes, you can change your IDV to a maximum of + or – 10%. It is recommended that you go with the option we suggest, and a change in your IDV will impact your premium.
Your premium is of a comprehensive plan, without any add-ons. The policy will cover own damages and third party liability. It also includes applicable taxes.
Current optimum calculated IDV is
Changing this information will change
your premium quote as well.
Insured declared value is the maximum sum assured fixed by us and payable on theft or total loss of vehicle.
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A subsidiary of Kotak Mahindra Bank Ltd., we serve the growing non-life insurance needs of an emerging India while emphasising on customer service, quality and innovation.
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